:root{--paper:#faf8f3;--ink:#151d33;--ink-soft:#43506b;--yellow:#ffdf3f;--yellow-soft:#fff4b8;--coral:#ff5a48;--coral-deep:#c53020;--green:#177a4a;--blue:#2f6bff;--amber:#b45309;--red:#b4231f;--display:'Bricolage Grotesque','Segoe UI',system-ui,sans-serif;--mono:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;--shadow:6px 6px 0 rgba(21,29,51,.10)}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;background:var(--paper);color:var(--ink);line-height:1.65;font-size:16px;background-image:radial-gradient(rgba(21,29,51,.08) 1px,transparent 1px);background-size:22px 22px;-webkit-font-smoothing:antialiased;overflow-x:clip}
h1,h2,h3,h4{font-family:var(--display);letter-spacing:-.02em;line-height:1.15}
a{color:var(--blue)}
:focus-visible{outline:3px solid var(--blue);outline-offset:2px}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}
#progressBar{position:fixed;top:0;left:0;height:4px;width:0%;background:var(--yellow);box-shadow:0 1px 0 var(--ink);z-index:1200}
.ticker{background:var(--ink);color:var(--yellow);overflow:hidden}
.ticker-track{display:flex;width:max-content;animation:tick 30s linear infinite}
.tk-group{display:flex;gap:2.5rem;padding:8px 1.25rem 8px 0;white-space:nowrap;font-family:var(--mono);font-size:12.5px;letter-spacing:.08em;text-transform:uppercase}
@keyframes tick{to{transform:translateX(-50%)}}
.topbar{position:sticky;top:0;z-index:60;background:rgba(250,248,243,.92);backdrop-filter:blur(8px);border-bottom:2px solid var(--ink)}
.topbar-inner{max-width:920px;margin:0 auto;padding:12px 20px;display:flex;align-items:center;justify-content:space-between;gap:12px}
.brand{font-family:var(--display);font-weight:800;font-size:1.05rem;text-decoration:none;color:var(--ink)}
.topbar-right{display:flex;align-items:center;gap:10px}
.topbar-link{font-size:13px;font-weight:800;color:var(--ink);text-decoration:none;background:#fff;border:2px solid var(--ink);padding:8px 14px;border-radius:999px;box-shadow:3px 3px 0 var(--ink);transition:transform .12s,background .12s;white-space:nowrap;min-height:44px;display:inline-flex;align-items:center}
.topbar-link:hover{transform:translate(-1px,-1px);background:var(--yellow-soft)}
.free-pill{font-size:11px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;background:var(--yellow);border:2px solid var(--ink);border-radius:999px;padding:5px 12px;box-shadow:3px 3px 0 var(--ink);transform:rotate(2deg);white-space:nowrap}
.wrap{max-width:920px;margin:0 auto;padding:28px 20px 40px;display:flex;flex-direction:column;gap:26px}
/* Ad placeholder spaces: fully removed (boxes and labels).
   If you ever want the reserved spaces back — e.g. for real ad tags —
   just ask and this file will be regenerated with them restored. */
.ad-slot{border:2px dashed rgba(21,29,51,.35);border-radius:14px;background:rgba(255,255,255,.6);color:rgba(21,29,51,.55);font-family:var(--mono);font-size:11px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;text-align:center;padding:26px 16px;display:none}
.stickers{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:18px}
.sticker{font-size:12px;font-weight:800;letter-spacing:.04em;text-transform:uppercase;border:2px solid var(--ink);border-radius:999px;padding:6px 14px;box-shadow:3px 3px 0 var(--ink)}
.sticker:nth-child(1){background:var(--yellow);transform:rotate(-3deg)}
.sticker:nth-child(2){background:#fff;transform:rotate(2deg)}
.sticker:nth-child(3){background:var(--ink);color:var(--yellow);transform:rotate(-1.5deg)}
h1{font-size:clamp(2rem,5.5vw,3rem);font-weight:800;max-width:20ch;margin-bottom:14px}
.hl{background:linear-gradient(100deg,transparent 1%,var(--yellow) 2% 98%,transparent 99%);padding:0 .15em;box-decoration-break:clone;-webkit-box-decoration-break:clone}
.squiggle{display:block;margin:6px 0 14px}
.meta-chips{list-style:none;display:flex;flex-wrap:wrap;gap:8px;margin-top:16px}
.meta-chips li{font-family:var(--mono);font-size:12.5px;background:#fff;border:2px solid var(--ink);border-radius:999px;padding:5px 12px}
.lede{font-size:1.1rem;color:var(--ink-soft);max-width:62ch}
.kicker{font-family:var(--mono);font-size:12px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--coral-deep);margin-bottom:8px}
section.block h2{font-size:clamp(1.5rem,4vw,2rem);font-weight:800;margin-bottom:12px}
section.block>p{color:var(--ink-soft);margin-bottom:16px;max-width:66ch}
.card{background:#fff;border:2px solid var(--ink);border-radius:16px;box-shadow:var(--shadow);padding:22px}
.card-head{display:flex;align-items:baseline;justify-content:space-between;gap:10px;flex-wrap:wrap;margin-bottom:14px}
.card-head h2{font-size:1.2rem;font-weight:800}
.card-hint{font-size:12.5px;color:var(--ink-soft)}
label{font-size:13px;font-weight:700;display:block;margin-bottom:5px}
input,select{font:inherit;color:var(--ink);background:#fff;border:2px solid var(--ink);border-radius:10px;padding:10px;width:100%;min-height:44px}
input[aria-invalid="true"],select[aria-invalid="true"]{border-color:var(--red);background:#fff5f4}
.field-cell{min-width:0}
.field-error{display:flex;gap:6px;align-items:flex-start;font-size:12.5px;font-weight:700;color:var(--red);margin-top:6px;line-height:1.4}
.field-warning{display:flex;gap:6px;align-items:flex-start;font-size:12.5px;font-weight:700;color:var(--amber);margin-top:6px;line-height:1.4}
.error-summary{border:2px solid var(--red);background:#fff5f4;border-radius:16px;padding:18px 20px}
.error-summary h2{font-size:1.05rem;color:var(--red);margin-bottom:8px}
.error-summary ul{margin-left:20px;color:var(--ink-soft);font-size:.95rem}
.info-card{border:2px solid var(--ink);background:var(--yellow-soft);border-radius:14px;padding:16px 18px;font-size:.95rem}
.info-card p{margin:0}
.weights-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.weight-field{display:flex;align-items:center;gap:8px}
.weight-field input{width:96px;text-align:center;font-family:var(--mono)}
.weight-total{font-family:var(--mono);font-size:12.5px;font-weight:700;margin-top:10px}
.weight-total.bad{color:var(--red)}
.col-heads{display:grid;grid-template-columns:46px 1fr 110px 44px;gap:8px;font-family:var(--mono);font-size:10.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--ink-soft);margin-bottom:8px}
.module-row{display:grid;grid-template-columns:46px 1fr 110px 44px;gap:8px;align-items:start;margin-bottom:12px}
.mod-tag{font-family:var(--mono);font-size:12px;font-weight:700;text-align:center;background:var(--yellow-soft);border:2px solid var(--ink);border-radius:8px;padding:10px 0}
.mark{font-family:var(--mono)}
.del{border:2px solid var(--ink);background:#fff;border-radius:10px;width:44px;height:44px;font-weight:800;font-size:1rem;cursor:pointer;transition:transform .1s,background .1s}
.del:hover{background:var(--coral);color:#fff;transform:rotate(90deg)}
.add-mod{display:block;width:100%;margin-top:6px;background:transparent;border:2px dashed rgba(21,29,51,.4);border-radius:10px;padding:12px;font-weight:700;color:var(--ink-soft);cursor:pointer;min-height:44px;transition:all .12s}
.add-mod:hover{border-color:var(--ink);color:var(--ink);background:var(--yellow-soft)}
.years-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
fieldset{border:none}
legend{font-family:var(--display);font-weight:800;font-size:1.2rem;letter-spacing:-.02em;margin-bottom:4px}
.calc-btn{display:block;width:100%;background:var(--ink);color:var(--yellow);font-family:var(--display);font-weight:800;font-size:1.15rem;letter-spacing:.02em;padding:16px;border:2px solid var(--ink);border-radius:14px;box-shadow:5px 5px 0 rgba(21,29,51,.25);cursor:pointer;min-height:56px;transition:transform .12s,box-shadow .12s}
.calc-btn:hover{transform:translate(-2px,-2px);box-shadow:7px 7px 0 rgba(21,29,51,.28)}
.calc-btn:active{transform:translate(2px,2px);box-shadow:1px 1px 0 rgba(21,29,51,.3)}
.result{border-style:dashed;background:transparent;box-shadow:none;text-align:center}
.result.has-result{border-style:solid;background:#fff;box-shadow:var(--shadow)}
#empty-note{color:var(--ink-soft);padding:14px 0}
.result.has-result #empty-note{display:none}
.disclaimer{border:2px solid var(--ink);background:#fff;border-radius:14px;padding:14px 16px;font-size:.93rem;text-align:left;margin-bottom:16px;display:flex;gap:10px;align-items:flex-start}
.stamp-wrap{margin:8px 0 10px}
.stamp{display:inline-block;padding:10px 24px;border:4px double currentColor;border-radius:12px;transform:rotate(-5deg);font-family:var(--display);font-weight:800;letter-spacing:.05em;text-transform:uppercase;font-size:clamp(1.6rem,4.5vw,2.4rem);animation:stampIn .45s cubic-bezier(.2,1.4,.4,1)}
@keyframes stampIn{0%{transform:rotate(-14deg) scale(2.1);opacity:0}100%{transform:rotate(-5deg) scale(1);opacity:1}}
.tone-first{color:var(--green)}.tone-two-one{color:var(--blue)}.tone-two-two{color:var(--amber)}.tone-third{color:var(--coral-deep)}.tone-below-third{color:var(--red)}
.result-class{font-family:var(--display);font-weight:700;font-size:1.25rem;margin-top:6px}
.result-msg{color:var(--ink-soft);margin:6px auto 0;max-width:46ch}
.meter{position:relative;height:20px;border:2px solid var(--ink);border-radius:999px;margin:22px 8px 4px;background:linear-gradient(90deg,#f6c8c4 0 40%,#ffd9a8 40% 50%,#ffe9a3 50% 60%,#c4d4ff 60% 70%,#bfe8c9 70% 100%)}
.tick{position:absolute;top:-4px;bottom:-4px;width:2px;background:var(--ink);transform:translateX(-50%)}
.needle{position:absolute;top:-8px;bottom:-8px;width:5px;background:var(--ink);border:1.5px solid #fff;border-radius:4px;transform:translateX(-50%);box-shadow:0 0 0 2px rgba(21,29,51,.15)}
.meter-labels{position:relative;height:20px;margin:0 8px;font-family:var(--mono);font-size:11px;color:var(--ink-soft)}
.meter-labels span{position:absolute;transform:translateX(-50%)}
.stat-chips{display:flex;flex-wrap:wrap;gap:8px;justify-content:center;margin-top:18px}
.chip{font-family:var(--mono);font-size:12.5px;background:var(--paper);border:2px solid var(--ink);border-radius:999px;padding:6px 14px}
.chip.big{background:var(--yellow);font-weight:800}
.boundary-line{margin-top:14px;font-size:.98rem}
.result-note{margin-top:12px;font-size:12.5px;color:var(--ink-soft)}
details.disclosure{border:2px solid var(--ink);border-radius:12px;background:var(--paper);margin-top:16px;text-align:left}
details.disclosure summary{cursor:pointer;padding:12px 16px;font-weight:800;font-family:var(--display);list-style:none;display:flex;justify-content:space-between;gap:10px}
details.disclosure summary::after{content:"+";font-size:1.2rem;color:var(--blue)}
details.disclosure[open] summary::after{content:"–"}
.disclosure-body{padding:0 16px 16px;font-size:.93rem;color:var(--ink-soft)}
.disclosure-body p{margin-bottom:8px}
.calc-line{display:flex;justify-content:space-between;gap:12px;font-family:var(--mono);font-size:.88rem;padding:7px 0;border-bottom:1px dotted rgba(21,29,51,.25);color:var(--ink-soft)}
.calc-line:last-of-type{border-bottom:none}
.result-pill{display:inline-block;margin-top:12px;font-family:var(--mono);font-size:.85rem;font-weight:800;border:2px solid var(--ink);border-radius:999px;padding:6px 14px}
.result-pill.up{background:var(--green);color:#fff}
.result-pill.hold{background:var(--yellow-soft);color:var(--ink)}
.scenario-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:14px}
.scenario-out{margin-top:14px;text-align:left}
.feedback{display:flex;flex-wrap:wrap;align-items:center;gap:12px}
.feedback strong{font-family:var(--display)}
.fb-btn{border:2px solid var(--ink);background:#fff;border-radius:999px;padding:10px 18px;font-weight:700;cursor:pointer;min-height:44px;transition:all .12s}
.fb-btn:hover{background:var(--yellow);transform:translate(-1px,-1px);box-shadow:3px 3px 0 var(--ink)}
.fb-thanks{font-weight:700;color:var(--green)}
.card-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:16px}
.hub-grid{grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}
.hub-cat{font-size:1.1rem;font-weight:800;margin:26px 0 14px;display:flex;align-items:center;gap:10px}
.hub-cat:first-of-type{margin-top:8px}
.hub-cat .cat-line{flex:1;height:2px;background:rgba(21,29,51,.15);border-radius:2px}
.hub-card{display:flex;flex-direction:column;text-decoration:none;color:var(--ink);position:relative;transition:transform .12s,box-shadow .12s}
.hub-card:hover{transform:translate(-3px,-3px);box-shadow:9px 9px 0 rgba(21,29,51,.14)}
.hub-icon{font-size:26px;display:block;margin-bottom:12px}
.hub-tag{display:inline-block;align-self:flex-start;font-family:var(--mono);font-size:10px;letter-spacing:.1em;text-transform:uppercase;background:var(--yellow-soft);border:1.5px solid var(--ink);border-radius:6px;padding:2px 8px;margin-bottom:10px}
.hub-card h3{font-size:1.04rem;margin-bottom:6px}
.hub-card p{font-size:.88rem;color:var(--ink-soft);margin-bottom:14px;flex:1}
.hub-cta{font-family:var(--mono);font-size:.8rem;font-weight:700;color:var(--blue)}
.trust-list{list-style:none;margin:0}
.trust-list li{border-bottom:2px dashed rgba(21,29,51,.18)}
.trust-list li:last-child{border-bottom:none}
.trust-list a{display:flex;justify-content:space-between;gap:10px;padding:13px 2px;font-weight:700;text-decoration:none;color:var(--ink)}
.trust-list a:hover{color:var(--blue)}
.trust-list .arrow{font-family:var(--mono)}
.table-scroll{overflow-x:auto}
table{width:100%;border-collapse:collapse;font-size:.93rem}
thead th{background:var(--yellow-soft);color:var(--ink);text-align:left;padding:11px 14px;font-family:var(--mono);font-size:11.5px;letter-spacing:.08em;text-transform:uppercase;border-bottom:2px solid var(--ink);white-space:nowrap}
tbody td{padding:11px 14px;border-bottom:2px dashed rgba(21,29,51,.18);color:var(--ink-soft);vertical-align:top}
tbody tr:last-child td{border-bottom:none}
.chapter{display:grid;grid-template-columns:46px 1fr;gap:14px;padding:16px 0;border-bottom:2px dashed rgba(21,29,51,.18)}
.chapter:last-child{border-bottom:none}
footer{max-width:920px;margin:0 auto;padding:10px 20px 60px;color:var(--ink-soft);font-size:13px;text-align:center;line-height:1.9}
footer a{color:var(--ink);font-weight:700}
#toast{position:fixed;left:50%;bottom:24px;transform:translateX(-50%) translateY(20px);background:var(--ink);color:var(--yellow);font-weight:700;font-size:14px;padding:11px 20px;border-radius:999px;opacity:0;pointer-events:none;transition:all .25s;z-index:100}
#toast.show{opacity:1;transform:translateX(-50%) translateY(0)}
/* Fixed mobile ad strip: fully removed. */
.mobile-anchor{display:none;position:fixed;left:0;right:0;bottom:0;z-index:90;background:#fff;border-top:2px solid var(--ink);padding:9px 16px;font-family:var(--mono);font-size:10px;letter-spacing:.14em;text-transform:uppercase;color:var(--ink-soft);text-align:center}
@media(max-width:720px){.years-grid,.weights-row,.scenario-grid{grid-template-columns:1fr}}
@media(max-width:400px){.col-heads,.module-row{grid-template-columns:38px 1fr 92px 44px}}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}html{scroll-behavior:auto}}